Mortgage Approval Group is a top Florida mortgage broker offering a variety of different home loan programs and refinance services. Regardless of what your financial goals are, we have an option that will best fit your needs.
Meet Natasha Kepler. With over 20 years experience in home loan and refinance options, we strive to make each and every mortgage transaction as simple and effortless as possible for our clients. Our mission is to be your Mortgage Lender for life! Our team at Mortgage Approval Group, LLC accomplishes this by recognizing that every one of our clients is an individual and/or a family with their very own and unique situation and set of goals. Utilizing the industry’s top technology and tools, we provide our clients with individual attention, communication, and planning to ensure that each family is able to make a fully informed financial decision that will allow them to accomplish their short and long term goals.
List of Services
Fixed Rate Mortgage: If you are more of a “play it safe” kind of borrower, then a fixed rate mortgage might be your best option. With this loan, you will be offered a set interest rate that will not fluctuate throughout your loan term. This means you can plan out your finances since you will know exactly how much you owe every month towards your Tampa home loan.
Adjustable Rate Mortgage (ARM): If you are looking for a cheaper initial interest rate then you should look into an ARM. This option is dependent on the economy, which means your monthly payments could rise or fall throughout your amortization period. A benefit though is that you are generally offered a lower interest rate to start with.
First Time Home Buyer: Available with as little as 1% down, although most put down 3%. There are several programs available, so contact us to learn more about which program would best fit your individual situation.
FHA: If you have a low credit score, low income, or a low down payment then an FHA loan would be perfect for you. This loan is a government-backed loan and is offered through the Federal Housing Administration. To qualify, you can have a credit score as low as 500 and are only required to pay 3.5% towards your down payment.
VA: Are you currently employed in the armed forces or have retired from the military? If so, you could qualify for a VA loan administered through the United States Department of Veteran Affairs. If you meet the active duty or reservist qualifications, you could benefit from a home loan that offers affordable housing and has a zero down payment requirement.
USDA: Administered through the United States Department of Agriculture, a USDA loan is for borrowers located in rural areas and it offers low-interest rates and also has a zero down payment requirement.
Renovation: If you are looking to renovate your home or a home that you’d like to purchase but do not have the finances to do so, you could qualify for one of our loans to help fund this project. Please contact us at 813-255-2557 for more details.
Teachers: If you are a teacher, you have the opportunity to become a homeowner with the Florida Educator Mortgage Benefits Program. This gives teachers the opportunity to receive affordable rates on a mortgage.
Jumbo Loan: If you are wanting to purchase a large piece of property and would like to apply for a loan that exceeds the normal borrowing limits, you can apply for a Jumbo Loan. You will need to have good credit and a stable income in order to qualify.
Days / Hours that you are open
Weekends by appointment
Absolutely recommend them, they are friendly and professional, and definitely made the entire process so much easier.
They did a great job with my case, even with being so specific and complicated, process was smooth and I will work with them again if possible.
-Luis Haroldo Castro Cabrera
Best service ever. He was with us every step of the way, made sure we got a fair shot, and even joined us at the house signing!! Would definitely recommend their services to all.
- Nicole Fredette
Scott and his entire Team were very professional and Responsive to all our questions. We not only got great rates on our refinance but also great service along with a fast clear to close ( less than two weeks). If your looking to buy or refinance a home Scott Kepler and His Team at Mortgage Approval Group are the definite go to group. Five years ago we bought a home and also used Scott and His team. It was the most smoothest stress free time we’ve ever had. We highly recommend Mortgage Approval Group.
Very knowledgeable. Quick response time. Works diligently to obtain best rate.